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Federato RiskOps Underwriting Platform
Federato’s AI-native underwriting solution powers the operational transformation required for profitable growth.
Powering underwriting transformation
Federato’s comprehensive underwriting platform brings everything your team needs into a single core system. Portfolio-level guidance for individual risk decisions and real-time visibility into your portfolio keeps teams aligned to your unique strategy and the right deals moving forward, reducing time-to-quote by up to 89%.
Learn more about the Underwriting Platform
Federato identifies submissions from the underwriter’s inbox and uses AI to analyze and sort the most-winnable, highest-appetite deals. Bad-fit deals can be automatically declined, while the best deals are surfaced to underwriters for immediate intake, driving 3.7x more high appetite bound accounts.
Learn more about Submission TriageThe first agentic AI composer for insurance, Orchestrate enables you to design and deliver LLM-powered workflows in minutes to accelerate underwriting. Built with compliance in mind, Orchestrate can safely and securely access context from underwriting systems to let you bring new AI ideas to life.
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Generate, issue, and bind policies, without needing to switch to another system. Forms can be created or modified with a simple drag-and-drop interface - no coding skills required.
Learn more about Forms EngineWhether your rater is a proprietary engine or housed in a spreadsheet, Federato can give it a robust, modern interface. With Transact, Underwriters can rate, price, and quote opportunities with your proprietary engine via API, without leaving the platform.
Learn more about Transact
Accelerate submission review and reduce errors by providing a portal for your agent and broker partners to create submissions directly for underwriter attention. Anything your team needs to share with third parties can be made directly available through the portal, eliminating back-and-forth interruptions for your underwriters.
Learn more about Partner PortalIntegrate all your data in a single location for use across your business, without expense and complexity of migrating legacy systems. Your underwriters get access to all the information they need in a single screen, and you get sophisticated monitoring and reporting capabilities.
Learn more about Federated Data Infrastructure
Empower your underwriters
Our federated data graph pulls in everything your underwriters might need, both from within your organization and from third-party data sources.
By leveraging advanced AI, the Federato platform can evaluate submissions by appetite and winnability in real time, and rank them for underwriters’ consideration within a matrix from most to least promising.
The Federato platform delivers a world class digital underwriting experience from submission to bind, in a single location.
RiskOps (Risk Operations) is a modern underwriting approach in insurance that integrates data, strategy, and execution to optimize risk selection and portfolio performance. Traditionally, insurance underwriters work reactively, manually reviewing submissions and guidelines without a unified view of the portfolio. This leads to underwriting inefficiencies, misaligned portfolios, and missed growth opportunities.
Federato automatically triages insurance submissions using real-time risk appetite, portfolio strategy, and likelihood of success. This ensures underwriters focus on high-value opportunities first, improving efficiency and reducing effort on low-quality risks.
Federato’s unified underwriting platform consolidates internal guidelines, external data, and rating tools, reducing system reliance by 87%. This enables faster underwriting decisions, fewer systems to manage, and more time for high-value underwriting work.
Yes. Federato’s API-based architecture allows seamless integration with insurance rating engines, proprietary systems, and spreadsheet models. Underwriters can access rating tools directly within the platform, eliminating multi-system workflows
Insurance carriers and MGAs using Federato report:
Federato helps insurers achieve profitable growth through improved underwriting performance and efficiency.
